Amaanah Finance unveils non-interest banking to power MSMES growth

Amaanah Finance, a non-interest finance bank, is officially launching its operations today, Monday, offering Nigerians a new ethical approach to investing, financing, and wealth creation built on transparency, partnership, and real economic impact.

Guided by the philosophy of building prosperity with principles, Amaanah Finance is designed for individuals and businesses who want their money to work responsibly while delivering competitive and transparent returns.

The institution focuses on economic empowerment by providing Shari’ah compliant financial solutions that support individuals, MSMEs, startups, and large projects across Nigeria.

At the core of Amaanah Finance’s model is the belief that finance should create shared prosperity. When customers open an Amaanah Investment Account, their funds are ethically invested in viable, high growth MSMEs that drive the Nigerian economy. Investors earn returns linked to real economic activity, while entrepreneurs gain access to capital structured as partnerships rather than debt.

This approach reflects Amaanah Finance’s commitment to economic inclusion over financial inclusion. By prioritising access to productive capital and shared growth, the institution aims to deliver sustainable social impact in Nigeria and across Africa. Its vision is to become Africa’s most trusted and impact driven noninterest financial service provider.

Amaanah Finance offers a range of ethical investment, financing, advisory, and wealth management solutions structured to meet the needs of individuals and businesses without compromising values. All products are designed to be transparent, asset backed, and compliant with Shari’ah principles, ensuring clarity and fairness for every customer.

Nigeria’s MSMEs account for over 90 per cent of businesses and employ more than 80 per cent of the workforce, yet they receive a disproportionately small share of formal financing. Amaanah Finance is positioned to help bridge this gap by providing interest free, partnership-based funding that supports business growth, job creation, and community development.

As Amaanah Finance opens to the public, individuals seeking ethical investment opportunities and businesses in search of value aligned funding are invited to get started.

As Nigeria advances its economic diversification agenda, Polaris Bank remains positioned as a trusted partner for SME exporters, providing the finance, knowledge and institutional support required to compete globally and contribute meaningfully to national development and long-term economic resilience.